Beautifying Your Financial Picture

  • 2 Things To Know When Getting Started With Credit Union Loans

    8 September 2021

    When seeking a loan, many people fall into a common misconception. They often seek out online lenders and traditional big banking companies. However, there's one key alternative lending source that often gets overlooked. This lending source is local non-profit organizations known as credit unions. Credit unions have quietly arisen as worthy competitors to big national banks and online lenders. However, credit unions operate a little differently from traditional banks. To help you prepare, here are two things to know when getting started with credit union loans.

  • Don't Let Them Languish: 4 Steps to Take to Get Your Spouse Out of Jail

    15 June 2021

    Dealing with the arrest of a spouse can be stressful, especially where police custody is concerned. If your spouse has been arrested, you need to take action as quickly as possible. Unless your spouse is released on their own recognizance, they won't be leaving police custody on their own. You don't want your spouse to languish in jail while their case makes its way through the system. Due to the current pandemic, courts are backlogged, which means it could take months before your spouse's case makes it to trial.

  • The Silver Guide To Investments And Selling Precious Metals

    22 February 2021

    If you are interested in investing in valuable metals, silver is a great option. This is often a metal that gets overlooked because of the popularity of gold. Therefore, it can be a great opportunity to get into investing in precious metals and making a profit when you sell them. The following silver guide will help you get started with these investments: Different Types of Silver Materials Before buying silver, you want to know the different types of materials that you can buy.

  • Received An Inheritance? Key Benefits Of Hiring A Wealth Management Consultant

    9 November 2020

    For many people in the world, receiving a lump sum of cash at one time would be like a dream come true. When you have a large amount of money in your hands, you're able to pay off debts, possibly take a much-needed vacation, and give gifts to special individuals in your life who have always been there for you. It's a great position to be in and if you've found yourself holding a wad of money, you're probably ecstatic about your prospects.

  • 4 Decisions You Might Have To Make When Getting A Mortgage

    25 June 2020

    When you decide to purchase a home with a mortgage loan, your first step will be getting approved for a loan. Mortgage loans come in all shapes and sizes, and you may have some decisions to make when getting yours. Here are four decisions your mortgage lender might ask you to make during this process.  1. The Length of the Loan One of the questions a mortgage lender will ask you is how long you want for the length of your loan.

  • Tips For Making The Most Out Of Your Bank Account

    18 November 2019

    If you currently have a bank account or you are looking to get one soon, you will want to make sure that you are doing everything you can in order to make the most of it. Your banking account can do a lot for you, beyond just holding your money for you. Here are some of the things that you will want to keep in mind: Look For The Higher Interest Rate

  • 3 Ways to Evaluate Your Credit Before Applying for a Mortgage Loan

    24 September 2019

    Knowing your credit score before applying for a loan can be helpful and understanding how lenders evaluate credit can also be informative. When you know these things, you will have a better understanding of what you need to do to qualify for a loan or to qualify for a better loan, and here are three good ways to evaluate your credit before you apply for a mortgage loan. Look at your credit utilization rate